Usually they change monthly; however, interest rates are declared by each company individually and are subject to change at ANY TIME. Please check the Spreadsheets page for current interest rates.

We strongly discourage it. Most insurance carriers now require you initiate the contracting process and complete a product-specific training course prior to soliciting business.

Generally 2-10 business days from the date they receive your COMPLETE contract along with a current license and proof of E&O coverage.

From the Annuity page, click on Access Spreadsheets. You’ll need to log in to view the spreadsheets. Remember that spreadsheets are only a “road map” to give you a general idea of what is available and do not show all the products we have available. Please contact our support specialists with any questions.

You can contact our product and agent support specialists. We are eager to answer your questions.

You will first need to be contracted with a company to view their website. Some sites have their own registration page while others send you the login details with your welcome kit. Please contact us for help, we can guide you.

We specialize in fixed index annuities. We also offer traditional fixed and immediate annuities as well as a full line of life insurance products including fixed index universal life insurance.

Yes, several carriers offer illustration systems allowing historical hypothetical illustrations that show returns in past markets. These illustrations are fantastic to use with your clients. Please contact our agent support specialists to learn more about these helpful tools.

Yes, there are a few companies that offer rated SPIAs. The client’s full medical file is required in order to request a rating. Please contact us for further instruction.